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Transact on India's leading Trade Credit platform

Seller

Why wait for your invoice to become due? Encash your invoice and reinvest it to grow

Buyer

Deploy your capital on TradeCred's Invoice Exchange and watch your money grow

Partner

Grow with us - Help us reach Sellers and Buyers and earn handsome rewards

Why choose us?

ICAI Backed

TradeCred is the first startup in India to be backed by the Institute of Chartered Accountants of India (ICAI).

Patent Pending Algorithm

TradeCred has a unique, one of it's kind Trade-Fin focused patent pending risk algorithm, helping buyers make better quality decisions.

Our Equity Investors

TradeCred is financially backed by stalwarts like Hari Mundra - Independent Director at ICICI Bank, Navin Vohra - National Head at Ernst & Young Transactions Advisory, Vasudev Murthy - Chief Risk Officer at Bank of Bahrain & Kuwait, and the like.

500+

Active users

5,00,000+

Invoices discounted

36+

Unique blue corporate

100+cr

Transaction in first 9 months

Encash Your Invoice

Why wait for your invoice to become due? Encash your invoice and reinvest it to grow

Paperless

TradeCred uses Smart Contracts & Aadhar, taking your hassles away.

Speed

We have enabled transactions within 72 hours for more than 80% of our Customers till date.

Transparency

Our T&Cs are signed off on by you in large fonts, not small. You will always know what you are getting into.

No Collateral

We do not want you to pledge your home and put your family at risk to grow your business.

Invoices as an Asset Class

Earn superior risk adjusted returns

Credit Models

We use superior algo-driven credit models to curate invoices - Our credit models are much more superior & sharper than that of any other financial institution in India - And we are open to discussing with you about how they work.

Invoice Reports

We give you Invoice Reports to help you make that final decision. Don't like it? Don't transact. No problem.

Track record

We give you Invoice Reports to help you make that final decision. Don't like it? Don't transact. No problem.

And so on....

Investing on TradeCred is tax efficient, superior to traditional asset classes & highly liquid in nature - Call us & we will tell you how.

Testimonials

Our Clients

Frequently Asked Questions

  • We enable Trade Credit through Invoice Discounting – A vendor/supplier/contractor (Seller) raises an invoice on it’s Customer, and gets the invoice discounted by ‘listing’ the same on TradeCred platform. On the other end, Buyers, who seek to deploy their capital, primarily NBFCs, Debt Funds, Co-operative banks, HNI investment vehicles can transact and help unlock working capital for the Seller.

  • You can complete the registration process – www.sell.tradecred.com/auth/login and follow the steps. We will conduct a thorough diligence and then determine whether invoices can be ‘listed’ by you on www.tradecred.com . Our TAT for approval/rejection is 72 hours after you submit all requisite documents.

  • Sellers should be active Vendors/Suppliers/Contractors of large cash rich companies. Sectors such as Infrastructure, Airlines, Real Estate, Gems & Jewellery, etc are blacklisted for us. We do not ask for collateral or guarantees.

  • Sellers can expect to pay 1.25% to 4.0% of the invoice value towards discounting cost.

  • You can complete the registration process - www.buy.tradecred.com/auth/login and follow the steps. We will verify the documents within 24 hours and send you a welcome email.

  • Buyers should have a Permanent Account Number (PAN) in India and they should have a domestic currency (INR) denominated bank account.

  • Buyers don’t have to pay any fixed charges. Buyers can expect to earn anywhere between 13.0% to 16.0% return on capital post escrow charges, TradeCred fees and legal costs.

  • We are firm believers of First Principles – Our risk algorithm is amongst the most advanced in the country, and has produced amazing results till date. Our portfolio has beaten all comparable asset classes and has given entrepreneurs access to capital for growing their businesses as well. We scan more than 250+ data points to determine the probability of default/delay via simple but sophisticated machine learning models.

  • Buyers We have tied up with ICICI Bank for escrow accounts, for buyers as well as sellers. Digital agreements signed via Aadhar are authenticated by NSDL.

    • Buyer/s complete KYC
    • Buyer login to the platform www.buy.tradecred.com/auth/login
    • Buyer/s transfer funds to their dedicated escrow account
    • TradeCred wallet gets populated by the same amount post fund credit confirmation from ICICI Bank
    • Buyer/s can now ‘buy’ deals on the platform
    • Buyer/s can access their ‘account statements’ and transaction reports at anytime from their dashboard
  • The Institute of Chartered Accountants of India (ICAI) has incubated TradeCred – ICAI has recognized the innovative technology used in democratizing access to trade credit for SMEs and has provided several benefits to us such as office space, access to ICAI resources and mentorship as well as their unparalleled 2,00,000+ member network across India.